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Home My WebLink AboutOlsen Remcho - Certificate of Liability Insurance.pdfACORif CERTIFICATE OF LIABILITY INSURANCE DATE(MM/DD/yYYY) 3/16/2020 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER.THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S),AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT:If the certificate holder Is an ADDITIONAL INSURED,the pollcy(les)must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED,subject to the terms and conditions of the policy,certain policies may require an endorsement.A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER Edgewood Partners Insurance Center P.0.Box 13847 License No.0B29370 Sacramento CA 95853 NAM&Jennifer Reeves fA/c'lto.ExtV 916-576-1553 No): AmmFss-Jennifer.Reeves(Sepicbrol<ers.com INSURER($)AFFORDING COVERAGE NAIC# INSURER A:Sentinel Insurance Co Ltd 11000 INSURED OLSOHAGE Olson Remcho LLP 555 Capitol Mall.Suite 400 Sacramento CA 95814 INSURER B;Republic Indemnity of America 22179 INSURER c:Lloyds of London 85202 INSURER D; INSURER E; INSURER F: COVERAGES CERTIFICATE NUMBER:759560540 REVISION NUMBER: THIS IS TO CERTIFY THATTHE POLICIESOF INSURANCE LISTEDBELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED.NOTWITHSTANDING ANY REQUIREMENT,TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN,THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS. EXCLUSIONS AND CONDITIONS OFSUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BYPAID CLAIMS. INSR TYPE OF INSURANCE COMMERCIAL GENERAL UABILITY CLAIMS-MADE X OCCUR GEN'L AGGREGATE LIMIT APPLIES PER: PRO JECTPOLICY OTHER: AUTOMOBILE LIABILITY ANY AUTO OWNED AUTOS ONLY HIRED AUTOS ONLY UMBRELLA LIAS EXCESS LIAB LOC SCHEDULED AUTOS NON-OWNED AUTOS ONLY OCCUR CLAIMS-MADE PEP RETENTION $ WORKERS COMPENSATION AND EMPLOYERS'LIABILITY y ,^ ANYPROPRIETOR/PARTNER/EXECUTIVE OFFICERA/tEMBEREXCLUOEO? (Mandatory In NH) If yes,describe under DESCRIPTION OF OPERATIONS below Professional Uabiiity Claims Made \ssm msD. N/A SUB^ ms.POLICY NUMBER 57SBABM5920 57SBABM5920 57SBABM5920 16892114 BN302340N POLICY EFF fMM/DD/YYYYl 1/1/2020 1/1/2020 1/1/2020 4/1/2019 6/17/2019 POUCY EXP (MM/DD/YYYYi 6/17/2020 6/17/2020 6/17/2020 4/1/2020 6/17/2020 LIMITS EACH OCCURRENCE ClAMA(3e TO rented PREMISES (Ea occufrencel MED EXP (Any one person) PERSONAL & ADV INJURY GENERAL AGGREGATE PRODUCTS -COMP/OP AGG COMBINED SINGLE LIMIT fEa acddent> BODILYINJURY (Per person) BODILY INJURY(Per acddenl) PROPERTY DAMAGE (Per acddent) EACH OCCURRENCE AGGREGATE PER STATUTE OTH- EB_ E.L.EACH ACCIDENT E.L.DISEASE - EA EMPLOYEE E.L.DISEASE -POLICY LIMIT Each Claim ate Ible $1,000,000 $1,000,000 $10,000 $1,000,000 $2,000,000 $2,000,000 $1,000,000 $ $2,000,000 $2,000,000 $1,000,000 $1,000,000 $1,000,000 $3,000,000 $5,000,000 $25,000 DESCRIPTION OF OPERATIONS /LOCATIONS /VEHICLES (ACORD101,AddlUonal RemarksSchedule,maybe attached ifmorespace Is required), RE:All Contracts/Written Agreements between the Certificate Holder andthe Insured.When required byvwitten contract,additional insured statuswith pnma^ coverage and waiver ofsubrogation apply to General Liability and Automobile Liability,ail perthe attached endorsements.V\/aiver ofSubrogation for Wori<ers Compensation,Fomi to followfrom canrter. Office of the Fresno County Counsel 2220 Tulare Street.Room 500 Daniel C.Cederborg Fresno.CA 93721 I SHOULD ANYOF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE ACORD 25 (2016/03)The ACORD name and logo are registered marks of ACORD (b)Rented to, in tlie care,custody or control of,or over which physical control is being exercised for any purpose by you,any of your "employees","volunteer workers", any partner or member (if you are a partnership or joint venture),or any member (If you are a limited liability company). b.Real Estate Manager Any person (other than your "employee"or "volunteer worker"),or any organization while acting as your real estate manager. c.Temporary Custodians Of Your Property Any person or organization having proper temporary custody of your property if you die,but only: (1) With respect to liability arising out of the maintenance or use of that property;and (2) Until your legal representative has been appointed. d.Legal Representative If You Die Your legal representative if you die,but only with respect to duties as such.That representative will have all your rights and duties under this insurance. e.Unnamed Subsidiary Any subsidiary and subsidiary thereof,of yours which is a legally incorporated entity of which you own a financial interest of more than 50%of the voting stock on the effective date of this Coverage Part. The insurance afforded herein for any subsidiary not shown in the Declarations as a named insured does not apply to injury or damage with respect to which an insured under this insurance is also an insured under another policy or would be an insured under such policy but for its termination or upon the exhaustion of its limits of insurance. 3.Newly Acquired Or Formed Organization Any organization you newly acquire or form, other than a partnership,joint venture or limited liability company,and over which you maintain financial interest of more than 50%of the voting stock,will qualify as a Named Insured if there is no other similar insurance available to that organization.However: a.Coverage under this provision is afforded only until the 180th day after you acquire or form the organization or the end of the policy period,whichever is earlier;and Form SS GO 08 04 05 BUSINESS LIABILITY COVERAGE FORM b.Coverage under this provision does not apply to: (1)"Bodily injury"or "property damage" that occurred;or (2)"Personal and advertising injury" arising out of an offense committed before you acquired or formed the organization. 4.Operator Of Mobile Equipment With respect to "mobileequipment" registered in your name under any motorvehicle registration law, any person Is an insured while driving such equipment along a public highway with your permission. Any other person or organization responsible for the conduct of such person is also an insured, but only with respect to liability arisingout ofthe operationofthe equipment,and onlyifno other insurance ofany kind is available to that person or organization for this liability. However, no person or organization is an insured with respect to; a. "Bodily injury"to a co-"employee"of the person driving the equipment;or b."Property damage"to property owned by, rented to, in the charge of or occupied by you or the employer of any person who is an insured under this provision. 5.Operator of Nonowned Watercraft With respect to watercraft you do not own that is less than 51 feet long and is not being used to can7 persons for a charge,any person is an insured while operating such watercraft with your pennission.Any other person or organization responsible for the conduct of such person is also an insured, but only with respect to liability arising out of the operation of the watercraft,and only if no other insurance of any kind is available to that person or organization for this liability. However, no person or organization is an insured with respect to: a. "Bodily injury" to a co-"employee"of the person operating the watercraft;or b."Property damage"to property owned by, rented to, in the charge of or occupied by you or the employer of any person who is an insuredunderthis provision. 6.Additional Insureds When Required By Written Contract,Written Agreement Or Permit The person(s)or organization(s)identified in Paragraphs a. through f. below are additional insureds when you have agreed,in a written Page 11 of 24 BUSINESS LIABILITY COVERAGE FORM contract,written agreement or because of a permit issued by a state or political subdivision,that such person or organization be added as an additional insured on your policy,provided the injury or damage occurs subsequent to the execution of the contract or agreement,or the issuance of the permit. A person or organization is an additional insured under this provision only for that period of time required by the contract, agreement or permit. However,no such person or organization is an additional insured under this provision if such person or organization is included as an additional insured by an endorsement issued by us and made a part of this Coverage Part, including all persons or organizations added as additional insureds under the specific additional insured coverage grants in Section F. -Optional Additional Insured Coverages. a.Vendors Any person(s)or organization(s) (referred to below as vendor), but only with respect to "bodily injury"or "property damage" arising out of "your products" which are distributed or sold in the regular course of the vendor's business and only if this Coverage Part provides coverage for "bodily injury"or "property damage" included within the "products-completed operations hazard". (1) The insurance afforded to the vendor is subject to the following additional exclusions: This insurance does not apply to: (a) "Bodily injury" or "property damage"for which the vendor is obligated to pay damages by reason of the assumption of liability in a contract or agreement. This exclusion does not apply to liability for damages that the vendor would have in the absence of the contract or agreement; (b) Any express warranty unauthorized by you; (c) Any physical or chemical change in the product made intentionally by the vendor; (d)Repackaging,except when unpacked solely for the purpose of inspection,demonstration,testing, or the substitution of parts under instructions fi'om the manufacturer, and then repackaged in the original container; Page 12 of 24 (e) Any failure to make such inspections,adjustments,tests or servicing as the vendor has agreed to make or normally undertakes to make in the usual course of business,in connection with the distribution or sale of the products; (f)Demonstration,installation, servicing or repair operations, except such operations performed at the vendor's premises in connection with the sale of the product; (g)Products which, after distribution or sale by you, have been labeled or relabeled or used as a container,part or ingredient of any other thing or substance by or for the vendor;or (h) "Bodily injury"or "property damage"arising out of the sole negligence of the vendor for its own acts or omissions or those of its employees or anyone else acting on its behalf. However, this exclusion does not apply to: (I) The exceptions contained in Subparagraphs (d) or (f);or (II)Such inspections,adjustments, tests or sen/icing as ^e vendor has agreed to make or normally undertakes to make in tiie usual course of business,in connection with the distribution or sale of the products. (2) This insurance does not apply to any insured person or organization from whomyou have acquiredsuch products, or any ingredient,part or container, entering into, accompanying or containing such products. b.Lessors Of Equipment (1) Any person or organization from whom you lease equipment; but only with respect to their liability for "bodily injury","property damage"or "personal and advertising injury" caused,in whole or in part,by your maintenance,operation or use of equipment leased to you by such person or organization. Form SS 00 08 0405 (6)When You Are Added As An Additional Insured To Other Insurance That is other insurance available to you covering liability for damages arising out of the premises or operations,or products and completed operations,for which you have been added as an additional insured by that insurance;or (7)When You Add Others As An Additional Insured To This Insurance That is other insurance available to an additional insured. However,the following provisions apply to other insurance available to any person or organization who is an additional insured under this Coverage Part: (a)Primary Insurance When Required By Contract This insurance is primary if you have agreed in a written contract, written agreement or permit that this insurance be primary. If other insurance is also primary,we will share with all that other insurance by the method described in c. below. (b)Primary And Non-Contributory To Other Insurance When Required By Contract If you have agreed in a written contract,written agreement or permit that this insurance is primary and non-contributory with the additional insured's own insurance,this insurance is primary and we will not seek contribution from that other insurance. Paragraphs (a)and (b) do not apply to other insurance to which the additional insured has been added as an additional insured. When this insurance is excess,we will have no duty under this Coverage Part to defend the insured against any "suit" if any other insurer has a duty to defend the insured against that "suit". If no other insurer defends,we will undertake to do so,but we will be entitled to the insured's rights against all those other insurers. Form SS 00 08 04 05 8. BUSINESS LIABILITY COVERAGE FORM When this insurance is excess over other insurance,we will pay only our share of the amount of the loss,if any,that exceeds the sum of: (1)The total amount that all such other insurance would pay for the loss in the absence of this insurance;and (2) The total of all deductible and self- insured amounts under all that other insurance. We will share the remaining loss, ifany, with any other insurance that is not described in this Excess Insurance provision and was not bought specifically to apply in excess of the Limits of Insurance shown in the Declarations ofthis Coverage Part c.Method Of Sharing If all the other insurance permits contribution by equal shares,we willfollow this method also.Under this approach, each insurer contributes equal amounts until it has paid its applicable limit of insurance or none of the loss remains, whichever comes first. Ifany ofthe other insurance does not pemiit contribution by equal shares,we will contributeby limits.Underthis method,each insurer's share is based on the ratio of its applicable limit of insurance to the total applicable limits ofinsurance ofallinsurers. Transfer Of Rights Of Recovery Against Others To Us a.Transfer Of Rights Of Recovery If the insured has rights to recover all or part of any payment, including Supplementary Payments,we have made under this Coverage Part,those rights are transferred to us.The insured must do nothing after loss to impair them.At our request,the insured will bring "suit" or transfer those rights to us and help us enforce them.This condition does not apply to Medical Expenses Coverage. b.Waiver Of Rights Of Recovery (Waiver Of Subrogation) If the insured has waived any rights of recovery against any person or organization for all or part of any payment, including Supplementary Payments,we have made under this Coverage Part,we also waive that right, provided the insured waived their rights of recovery against such person or organization in a contract, agreement or permit that was executed prior to the injury or damage. Page 17 of 24